BIN Secure Check API API ID: 6618

By integrating this API, your website can verify credit cards instantly to prevent fraudulent payments.
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The BIN Secure Check API is an essential solution designed to strengthen the security and trustworthiness of online transactions by delivering precise, real-time data about credit cards based on their Bank Identification Number (BIN). As a critical component in e-commerce and financial services, this API plays a pivotal role in reducing fraud risks by protecting the integrity of digital payment processes.

At its core, the BIN Secure Check API utilizes the first six digits of a credit card—the BIN—to retrieve key insights about the issuing bank. This information includes the name of the bank, issuing country, card type, and other valuable attributes. By analyzing these details, businesses can make informed decisions about the authenticity of credit card transactions, helping them guard against fraudulent activities and reinforce their security measures.

API Documentation

Endpoints


Be able to validate any credit card based on its BIN number (first 6 digits).

Receive data from the Credit Card, CC Issuer, Card Type, Card Level, Card Brand, Issuer Country, and more. 



                                                                            
GET https://pr214-testing.zylalabs.com/api/6618/bin+secure+check+api/9714/bin+information
                                                                            
                                                                        

BIN Information - Endpoint Features

Object Description
bin [Required]

Free test requests remaining: 3 of 3.


INPUT PARAMETERS

bin

API EXAMPLE RESPONSE

{"status":200,"success":true,"isValid":true,"message":"The BIN number is valid.","data":{"bin_iin":"444444","card_brand":"VISA","card_type":"CREDIT","card_level":"GOLD","issuer_name_bank":"CREDIT AGRICOLE BANK POLSKA, S.A.","issuer_bank_website":"------","issuer_bank_phone":"022-2133067","iso_country_name":"POLAND","iso_country_code":"PL"}}

BIN Information - CODE SNIPPETS


curl --location --request GET 'https://zylalabs.com/api/6618/bin+secure+check+api/9714/bin+information?bin=444444' --header 'Authorization: Bearer YOUR_API_KEY' 


    

API Access Key & Authentication

After signing up, every developer is assigned a personal API access key, a unique combination of letters and digits provided to access to our API endpoint. To authenticate with the BIN Secure Check API simply include your bearer token in the Authorization header.
Headers
Header Description
Authorization [Required] Should be Bearer access_key. See "Your API Access Key" above when you are subscribed.

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BIN Secure Check API FAQs

The API allows developers to validate and verify credit card information using the bank identification number (BIN). By providing the first six digits of a credit card, you can verify whether it is a valid credit card or not.

The API follows a secure approach by only requiring the Bank Identification Number (BIN), which consists of the first six digits of a credit card. This approach avoids the need to transmit or store sensitive credit card details.

The API response includes detailed information about the credit card. This includes information such as the validity of the card (whether it is valid or not), the level of the card (e.g., fleet purchase), the currency associated with the card, and the country of issuance.

To access the API, you need to make an HTTP POST request to the API endpoint, providing the first six digits of the credit card (BIN) as a parameter. The API will then respond with a JSON object containing the requested information about the credit card, including its validity, issuing bank details, and location information. You can integrate this API into your application or system to leverage its functionality and enhance your credit card processing capabilities.

The BIN Information endpoint returns a JSON object containing details about the credit card associated with the provided BIN. This includes the card's validity, brand, type, level, issuing bank name, country of issuance, and contact information for the issuer.

Key fields in the response data include `isValid` (indicating card validity), `card_brand` (e.g., MASTERCARD), `card_type` (e.g., DEBIT), `issuer_name_bank`, `iso_country_name`, and `iso_country_code`. These fields provide essential information for transaction validation.

The response data is structured in a JSON format. It includes a `status` code, a `success` boolean, a `message`, and a `data` object containing detailed information about the credit card, making it easy to parse and utilize in applications.

The BIN Information endpoint provides information such as the card's validity, brand, type, level, issuing bank details, and the country of issuance. This data helps in assessing the legitimacy of credit card transactions.

The primary parameter for the BIN Information endpoint is the BIN itself, which consists of the first six digits of a credit card. Users must ensure that the BIN is numeric and valid to receive accurate results.

Data accuracy is maintained through the use of comprehensive and regularly updated databases that track BIN information. The API cross-references the provided BIN with these databases to ensure reliable results.

Typical use cases include fraud prevention during online transactions, validating credit cards in payment gateways, ensuring authenticity for subscription services, and securing e-commerce transactions by verifying card details at the point of purchase.

Users can utilize the returned data to make informed decisions about credit card transactions. For example, if `isValid` is false, they can flag the transaction for further review or decline it, enhancing security and reducing fraud risk.

General FAQs

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Prices are listed in USD (United States Dollar), EUR (Euro), CAD (Canadian Dollar), AUD (Australian Dollar), and GBP (British Pound). We accept all major debit and credit cards. Our payment system uses the latest security technology and is powered by Stripe, one of the world's most reliable payment companies. If you have any trouble paying by card, just contact us at [email protected]

Additionally, if you already have an active subscription in any of these currencies (USD, EUR, CAD, AUD, GBP), that currency will remain for subsequent subscriptions. You can change the currency at any time as long as you don't have any active subscriptions.
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Occasionally, a bank may decline the charge due to its fraud protection settings. We suggest reaching out to your bank initially to check if they are blocking our charges. Also, you can access the Billing Portal and change the card associated to make the payment. If these does not work and you need further assistance, please contact our team at [email protected]
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